As an insured person you may, up to three years before your earliest possible entitlement to retirement benefits, pledge your entitlement to such benefits or pledge or withdraw an amount up to your leaving benefits to finance the purchase of a property in which you will subsequently live. Any advance withdrawal made must be for a minimum of CHF 20,000. Advance withdrawals may only be made every five years. The advance withdrawal amount will be paid out within six months of the corresponding request.